Select the purpose of this DSCR loan request.
Select the property type being financed.
What is the estimated value or purchase price?
What is the gross monthly rental income?
Your credit score helps determine your DSCR rates and LTV limits.
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Debt Service Coverage Ratio (DSCR) loans are designed specifically for real estate investors. If the rent covers the mortgage, you qualify.
Leave your W2s, tax returns, and pay stubs at home. Approval is based strictly on the property's rental income potential, not your personal DTI.
Protect your personal assets. You can close your DSCR loan under an LLC, Corporation, or Partnership for maximum liability protection.
Scale without limits. Unlike conventional loans that cap you at 10 financed properties, DSCR loans allow you to build an infinite portfolio.
Real estate investors across Florida trust Stark Processing to close fast and fund smart.
"I closed on my 4th rental property in under 18 days. No income docs, no W2s — just the DSCR ratio and we were done. Stark Processing made it incredibly smooth."
"As a self-employed investor, traditional lenders always gave me the runaround. Stark Processing looked at my rental cash flow and approved me in days. My LLC now holds 6 properties."
"Refinanced my short-term rental with a DSCR loan and pulled out $85k in equity. The whole process took 3 weeks. I’ve already referred two other investors to Stark."
