Scale Your Portfolio with DSCR Loans.
No personal income verification. No employment history. Qualify entirely based on your property's cash flow. Close faster and smarter with Stark Processing.
Check Your Eligibility≤ 21 Days
Average Closing
$50k – $5M
Loan Amounts
0
W2s or Tax Returns
What is your goal?
Select the purpose of this DSCR loan request.
What type of property?
Select the property type being financed.
Estimated Property Value
What is the estimated value or purchase price?
Estimated Monthly Rent
What is the gross monthly rental income?
Estimated Credit Score
Your credit score helps determine your DSCR rates and LTV limits.
How will you close?
Are you closing in your personal name or a business entity?
Get Your Quote
Where should we send your DSCR loan options?
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Why Choose a DSCR Loan?
Debt Service Coverage Ratio (DSCR) loans are designed specifically for real estate investors. If the rent covers the mortgage, you qualify.
No Income Verification
Leave your W2s, tax returns, and pay stubs at home. Approval is based strictly on the property's rental income potential, not your personal DTI.
Close in an LLC
Protect your personal assets. You can close your DSCR loan under an LLC, Corporation, or Partnership for maximum liability protection.
Unlimited Properties
Scale without limits. Unlike conventional loans that cap you at 10 financed properties, DSCR loans allow you to build an infinite portfolio.
What Our Clients Say
Real estate investors across Florida trust Stark Processing to close fast and fund smart.
"I closed on my 4th rental property in under 18 days. No income docs, no W2s — just the DSCR ratio and we were done. Stark Processing made it incredibly smooth."
"As a self-employed investor, traditional lenders always gave me the runaround. Stark Processing looked at my rental cash flow and approved me in days. My LLC now holds 6 properties."
"Refinanced my short-term rental with a DSCR loan and pulled out $85k in equity. The whole process took 3 weeks. I’ve already referred two other investors to Stark."