No personal income verification. No employment history. Qualify entirely based on your property's cash flow. Close faster and smarter with Stark Processing.
Check Your EligibilityTypical Closing
Loan Amounts
W2s or Tax Returns
Select the purpose of this DSCR loan request.
Select the property type being financed.
What is the estimated value or purchase price?
What is the gross monthly rental income?
Your credit score helps determine your DSCR rates and LTV limits.
Are you closing in your personal name or a business entity?
Where should we send your DSCR loan options?
Please wait while we securely transmit your information.
Debt Service Coverage Ratio (DSCR) loans are designed specifically for real estate investors. If the rent covers the mortgage, you qualify.
Leave your W2s, tax returns, and pay stubs at home. Approval is based strictly on the property's rental income potential, not your personal DTI.
Protect your personal assets. You can close your DSCR loan under an LLC, Corporation, or Partnership for maximum liability protection.
Scale without limits. Unlike conventional loans that cap you at 10 financed properties, DSCR loans allow you to build an infinite portfolio.
Stark Loan Assistant
Loan questions · processing · DSCR
AI assistant. It can make mistakes and does not quote rates or approve loans. Confirm anything important with Laurie.